Vaxxing Love Shots, Vaccinations for Love

VaccinationThe recent outbreak of Measles has finally put educated, better-off liberals aswamp in the same sickening boat of denial shared by the likes of conservative hucksters Glenn Beck and Paul Rand. These New Age Hippie descendents share a common distrust of government at last; with the added bonus of hating Big Pharma. While they may assiduously upgrade recalled child seats and buy bicycle helmets for their tricycling four year olds they have no desire to stuff pins and needles into the bodies of their children enough times they would look like large, moving, organic pincushions if allowed to remain.

I certainly was there 20 years ago as I considered whether I could avoid the mass herding effect of the sheeple who like those who followed religion obeyed authority with the kind of blind trust and loyalty that led the 300 to their graves. Perhaps so many shots weren’t necessary. Perhaps we could delay them. Perhaps a bit more mature immunity system would resist possible reactions more surely. Perhaps some shots weren’t necessary. Certainly different ones would be required when they travelled abroad later in life, and they could catch up then.

For me encountering school programs as an adjunct to homeschooling stood me face to face with the evil nurse ratchets who mandated we vaccinate unless we could come up with a religious exemption, which was of course impossible in our case. I certainly wasn’t going to claim to belong to a secular religion. So they laid their hands on my son, strapping him to the bed with their erstwhile arms, and laid the needles to him to got him caught up. He did not die but I’m sure that memory remains embedded for life and not to my benefit.

Years later my family stood in front of the Supreme Court, quite by accident, on the same day as parents were protesting mandatory vaccinates. Always ready to join a good protest at hand I sought to go but my brilliant wife gave me a look so soundly negative that all the evidence I vaguely held in my head flew away and I knew she was right: the vaccination program is essential. It was a year or so later that the research by the fraud and huckster Wakefield came out as completely faked in order that he might gain fame and sell his alternate products.

In order to debate my antivax friends here in this odd hybrid of a small college town, in the backwaters of West Virginia, shadowed by DC a short hour and half away, I have complied a common set of questions and denials with short answers. They undoubtedly won’t work but it’s worth a try. I know because I tried them in my Facebook Universe. One, a friend for 17 years, stoutly called me a fool and shill for Big Pharma and he with others continued posting articles on how vax’s kill, cause cancer, dilute the species, or are completely unnecessary. Another continued posts where if one only feeds one’s children properly and maintains a positive attitude, all will be well. Goodness knows what we’ll do with the poor that can’t do such things.

  • Loving parents have to watch their children get what many kids call or feel or think is a bee sting near 40 times as vax’s. Sad but yes.
  • Loving parents have to see their children get welts, be uncomfortable many times from vax’s. Sad but true. Demand research for better delivery method.
  • Many involved, educated, better-paid parents feel the loss of autonomy over their children from the fetus on. Vaxxing seems like loss. No, too dangerous anyway.
  • Some have a chicken pox party for protection. Not possible for most and many get get too sick.
  • Since most people do them some don’t really need to because so many are protected. A privileged position few can follow.
  • Vaccinations are too new to know what they do. George Washington vaccinated his troops. Ben Franklin advised to do them.
  • Science seems like a fashion show, one year we deny fats, another we don’t; what’s bad for you this year might be Ok next year. Sympathetic but progress is made; vaccines are time tested.
  • Vaccinations make Big Pharma money. No, Vaccines are a loss or break even. High blood pressure, heart and stroke, acid-reflux, bipolar-schizhophrenia, and antidepressants are the most profitable with Lipitor first. New vaccines are beginning to make money which is good as we need more research.
  • Vaccines are about our personal freedom. And the freedom to infect others?
  • It’s impossible to make vaccinations mandatory. Vaccinations are mandatory in two states already, Mississippi and West Virginia.
  • Everyone is experiencing alienation loss of autonomy and control. Anti vaxxing seems like a safe rebellion. It isn’t, find another.
  • Many parents who see abortion as a woman’s autonomy issue, extend that to child rearing. Yet accept bike helmets and seat belts. True but so?
  • Flu vaccines are dirty and difficult to keep from being contaminated. Yes, but they still work and save lives and reduce income loss from sick days.
  • Some parents believe their faith will protect them and their children and if sickness occurs it was due to a lack of sincerity or good work. Reconsider how your faith works.
  • Thinking their child won’t travel or be exposed to other people outside of their small community lends a sense of safety. Kids do leave.
  • Many people believe food and well being stave off many problems and diseases; vax’s seem unnecessary if one does the right things. Many diseases thrive in healthy populations. Look at healthy Native populations that were decimated by communicable diseases.
  • Since there is no viewing of consequences when vax’s work, people lose sight and intensity of need until diseases return. More education is needed.
  • I have seen many kids get sick after a vaccination. There are so many vaccinations and kids get sick often enough that correlation seems like causation. The stress of a doctor visit and the child feeling your stress also adds to the difficulty.
  • Why do they have to give shots at birth or so many at once. Because they can’t be sure people will show up again. Change the health care process here.
  • For many people, news on whether or not to incorporate a new vaccine makes it seem like vaccinations are sometimes optional. Those that seem optional, that don’t save lives significantly, aren’t mandatory.
  • Your logic is insufficient–it doesn’t convince me. Look at photo’s of these people who have measles, it’s not mild. Look at these people with polio in iron lungs in the past. Listen to this sound of a baby with whooping cough.

Jim Newman,

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The Phil Ferguson Show – 108 (Old 401(k) & Atheists On Air )

Guest – “Cash” from “Atheists On Air” Podcast (more below)

Investing Skeptically….

Top 5 Reasons To Move That Old 401(k) – NOW

The Bureau of Labor Statistics say that the average person will have 11 different jobs between the age of 18 to 44. That is a new job every 2.4 years.


There are several things you can do with that old 401(K)

1. leave the money in your former employer’s plan;

2. roll over the money to your new employer’s plan, if the plan accepts transfers;

3. roll over the money into an IRA;or

4. take the cash value of your account.

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The Godless Witch and Female Blasphemy

femenInna Shevchenko writes female blasphemy is essential to atheism.

It is pleasant to enjoy fully, without compromises, the freedom of speech, to enjoy blasphemy. When it comes to ideas – and let’s not forget that religious creeds are themselves ideas – we should be able to analyse, criticise, mock and do whatever our fantasies allow us to imagine, whether it is offensive to one or not.

It is very offensive to me, as a woman, a feminist and as an atheist, what is said by the Pope and Islam’s Imams. But I don’t start wielding a Kalashnikov; the most violent thing is do is pull my shirt up in front of these people, as a form of protest or just for fun, to see their red cheeks.

They say religious people have convictions. Well atheists have convictions too. Both should be able to express themselves without fear of being shot, whipped or imprisoned.

There is a tendency to draw back from criticism lest we offend but let’s be careful of what that means. As people might request that a sexist-racist-bigoted speaker not be allowed to speak to an opposing community, people must also demand to be heard by those who would quiet them.

The popular criticism of offense police is cried by those in power who facilitate the offense. They may think they are seeking free speech but they quell and mock those with whom they disagree, as then turn and say do not mock me, not wanting free speech to run both ways.

When Justice Holmes penned his free speech support he was also demanding that Vietnam protestors stop their protesting on campus, passing out leaflets, free speech. Free speech claims can be a hammer to enforce a particular view.

Female blasphemy is the most successful vehicle for secularism and freedom of speech. It is a demonstration of our common progress. By expressing rebellious atheism and committing blasphemy, we can destroy the unquestionable myth of super power and holiness that was built around religious ideologies, therefore creating free debates and showing the path towards a global liberation of society.

Jim Newman,

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Newer Age Spirituality

JPSearzes-700x450The New Age is over. So Stone Age. JP Spears and Jator Pierre show us how to be Newer Age. Join this cutting age movement; abandon the dogma.

“Not being spiritual at all is the most spiritual thing you can do.”

“Instead of teaching people how to think positively, we’re teaching people how to think.”

Jim Newman,

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The Phil Ferguson Show – 107

Guests – Muhammad and Mya members of Ex-Muslims of North America (more below)

US Market Segment Analysis Ending 2014 (More Detail on post at Polaris Financial Planning)

12-Month Return 3-Year Average 5-Year Average 10-Year Average
Total Stock Market Return 12.56 20.49 15.70 8.10

You can also use this as a guide to check the performance of your portfolio. If the US stock segment of your investments have returned 7% per year for the last 5 years – you may have a problem.

The Swiss Franc

The Swiss central bank introduced the peg in September 2011 in response to investors buying up massive amounts of the Swiss franc as a safer foreign exchange alternative to the euro or the dollar.

In a statement Thursday, the SNB said the franc was now out of the period of “exceptional overvaluation” during which the minimum exchange rate had been introduced.

“The euro has depreciated considerably against the US dollar and this, in turn, has caused the Swiss franc to weaken against the U.S. dollar. In these circumstances, the SNB concluded that enforcing and maintaining the minimum exchange rate for the Swiss franc against the euro is no longer justified,” the statement said.


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Top 5 Reasons to move that old 401(k) – NOW!


On of the questions I get asked most is, “What should I do with my old 401(k) or old 403(b)?”

Quick Answer – Move the money into an IRA – NOW! (read more below, if you want details)

A quick definition of 401(k) from Invetopedia….

A qualified plan established by employers to which eligible employees may make salary deferral (salary reduction) contributions on a post-tax and/or pretax basis. Employers offering a 401(k) plan may make matching or non-elective contributions to the plan on behalf of eligible employees and may also add a profit-sharing feature to the plan. Earnings accrue on a tax-deferred basis.

The Bureau of Labor Statistics say that the average person will have 11 different jobs between the age of 18 to 44. That is a new job every 2.4 years. When you move from one job to another you may leave behind an old 401(k). I have had people come to me with many old 401(k)s and they don’t know their options.

There are several things you can do with that old 401(K)

1. leave the money in your former employer’s plan;

2. roll over the money to your new employer’s plan, if the plan accepts transfers;

3. roll over the money into an IRA;or

4. take the cash value of your account.

If you take out the cash you will likely be subject to a 10% penalty and taxes on the amount you withdraw. If you take $100,000 of that old 401(k) you will pay the $10,000 penalty plus federal income tax at your marginal rate which could be as high as 39.6% AND state income tax. If you live in a high tax state you could lose more than half of the money.

You don’t want to leave the money behind in your old 401(k) and you don’t want to move it to your new job. 401(k)s are a nice idea but they also have some serious problems. While, you almost always want to collect the free match (if provided) from your employer you may not want to put in any extra money. ( I will do a post on this soon).

There are problems with 401(k)s:

1. Limited options

2. High and expenses are higher

3. No or poor advice

4. Poor performance

5. Loss of control (your company can change the plan without your consent)

You want to move the money out of that old 401(k) as soon as possible! You have all of the problems listed above but you may have some additional problems with an old 401(k) if you wait.

You may move and lose contact with the old 401(k).

The company goes out of business and you have to find the old 401 (k).

This can add extra work and stress to get the money moved and it gets worse with time. If you have an old 401(k) move it!


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For more information visit Polaris Financial Planning or

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NOTE: This post is part of an ongoing education series. This information is for educational purposes only. This information does not constitute investment advice. Please consult with your financial advisor before taking any action.

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